Savings Bank Deposit Account is meant for individual savers. The account bears an attractive interest on fulfillment of conditions. Opening of the account requires a minimum deposit of BDT2000 for urban area and BDT500 for rural area. The same deposit needs to be maintained as minimum balance for receiving interest. Yearly service charge is applicable as per Bangladesh Bank's rules.

Savings Bank Deposit Account facilitates:

• MICR cheque facility.
• Debit Card with wider ATM/ POS access.
• Limited number and amount of monthly withdrawal allows receipt of interest accrued payable on a half yearly basis.
• Free online facilities across the branches.
• Automated clearing facility.
• Electric fund transfer without cheque.
• SMS Banking facility.
• Internet Banking facility.
• Real Time Gross Settlement (RTGS) facility

* Necessary Documents to open Savings Account:
- Two copies of passport size photographs of account holder
- One copy of passport size photograph of the nominee
- A valid identification proof like passport/ National ID /Driving Licence of each signatory.
- An introduction

However, JBL has customized Savings Account for:

• Housewives offering Grihini Savings Account.
• Student Savings Account.
• Senior Citizen Savings Account.