Customers having sufficient net cash flow to deposit the installments regularly of the following segment:

Customer Segment:

For Salaried Doctors of reputed Medical Colleges & Hospitals, Clinics, Diagnostic Centers, NGOs, Multinational/Local Corporate, Govt. Offices, Semi Govt. Offices, Autonomous Organizations, National/International Aid agencies, UN Bodies. Self Employed Tax Paying Doctors having good reputation and reliable income source(s).

Purpose:

Educational Expenses, Office Equipment, Medical Equipments Purchase, Professional Equipment Purchase, Commercial/Office/Chamber Space Purchase/, Renovation/Decoration, Office Decoration, Equipments, Electronics items purchase.

Nationality & Age Limit:

• Bangladeshi by birth.
• Minimum age 25 years / Maximum age 60 years.
• Loan tenor shall not exceed 65 years of age.

Minimum Income:

• Net Income should be at least Tk. 30,000/- per month. (To be substantiated by evidence).

Loan Size:

• Minimum 2.00 lac and Maximum Tk. 50.00 lac.

Maximum Term of Loan:

• 5 years

Rate of Interest:

• As determined by the bank from to time.

Security/ Collateral:

• Loan above Tk.10.00 lac must be secured by 200% fixed asset or 100% financial asset.
• Hypothecation/ Lien / Registration / Mortgage of Offered/Procured/Purchased/Any other asset, acceptable to the bank, as feasible depending on the type of asset.
• Comprehensive 1st party insurance coverage of asset favoring the bank, if applicable.
• Personal guarantee of the Applicant & Applicant’s spouse.
• Third party Guarantor shall be equal to or more creditworthy than the Principal applicant.