JBL Corporate Banking offers a wide range of financial solutions through both Conventional and Islamic Banking products that include-

Project Finance is allowed for both new project and expansion of existing project by financing mainly capital machinery at a desired debt-equity in the form of Term Loan preferably up to 5 years, Hire Purchase, Lease Finance. However, for exceptionally desired Project, JBL also extends financing for factory building. For promoting Green Banking, JBL gives priority for financing ETP and other environmental friendly arrangements
JBL prefers for being the lone banker in Project Financing. However, for    economically desired projects, JBL offers Project Financing through loan     syndication and take part in syndication.

Working Capital Finance is the preferred area for JBL Corporate Banking. It offers wide range of products for meeting the working capital requirement of all types of industrial units, trading houses and commercial houses. JBL meets the working capital requirement not only of local but also of international businesses requiring import-export supports through Trade Finance.

Various working capital modes of Finances that JBL offers for those business houses that procure raw materials/ Stocks-in-trade from local market are as follows:

• Cash Credit (Hypothecation) popularly known as CC (Hypo) that requires mainly for financing local procurement of raw materials/ Stocks-in-trade. CC(Hypo) is  revolving in nature given for one year and is renewed for further period based on satisfactory turnover.
• Time Loan is a preferred mode of working capital finance for procuring local raw materials/stocks-in-trade. Time Loan is given for a specific period matching with the operating cycle i.e. 30 to 60 days for trading and 90 to 180 days for manufacturing houses.
• Cash Credit (Pledge) known as CC (Pledge) is offered for those business houses which cannot offer adequate/requisite collateral security. In this case, the Bank allows finance for purchasing raw materials/stocks-in-trade from local market allowing drawing through Pay Order directly in the name of supplier(s). Goods procured are stored in the godown under lock & key of the Bank. Customers release goods through Delivery Order (DO) by making proportionate payment against goods.